Addressing the U.S. Student Debt Crisis with Earnest
David Green is the Chief Product Officer at Earnest, a digital student lender and refinancing provider.
The student debt market in the US is unique in the world. College is exceedingly expensive, and students fund their educations by borrowing from the government and private lenders. Despite the size of the market and its decades-long history, student lending doesn’t necessarily operate with the same sophistication you would find in other credit markets.
David and I talk through these points and explore some of the more innovative approaches being taken to address student debt levels and align the interests of students and schools.