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The Next Banking Innovation Opportunity

The Next Banking Innovation Opportunity

Banking is in the midst of an overhaul, with incumbent banks and startups alike looking to reimagine the customer experience. Fintech firms are pitching shiny new retail propositions designed to offer improved user experience, often delivered via intuitive mobile apps leveraging native device capabilities like alerts, geolocation and biometric ID.

What Will Next Generation SME Banking Look Like? (Part 1)

What Will Next Generation SME Banking Look Like? (Part 1)

New financial technology developments have the potential to fundamentally reshape the way SMEs not only bank but manage a variety of key aspects of their businesses. Sole traders and SMEs alike will benefit from many of the enhancements focused on retail banking, including better online and mobile user experience, quicker

When the Question is Banking, Technology May Not Be the Answer

When the Question is Banking, Technology May Not Be the Answer

Technology is the great enabler. Industrial revolutions have their beginnings in automation and other productivity-enhancing technological advances. In recent years, technology has changed the way we communicate, travel, work, invest, bank and more. These changes have brought increased speed and access for customers and enhanced efficiency and cost savings for

The Three Reasons People Hate Banks (and What Banks Can Do About It)

The Three Reasons People Hate Banks (and What Banks Can Do About It)

Fintech is a media darling. From 2008–2014, bank bashing was all the rage. Now, it’s fintech. The media likes news that resonates with its audience, and the anti-bank theme has for years. Why? There are three fundamental reasons that the public backlash faced by banks following the 2008

Fintech: The Guiding Light (or The Continued Dominance of Banks)

Fintech: The Guiding Light (or The Continued Dominance of Banks)

The arrival of highly automated, technology-enabled banking service providers, a.k.a. fintech firms, has tech and banking executives and pundits prognosticating the widespread decline and fall of banks. Exciting as it may sound, this will not happen. If banks respond correctly to a changing banking services landscape, they need