Insights

Checking in after a year of building

We paused our regular programming a year ago while I worked on BELLA. It was right after Gamestop. Bitcoin was spiking to $60k, Dogecoin was minting millionaires, Robinhood was riding the hype cycle toward IPO, and decacorns were still quaintly rare. It all feels so long ago now!...

Purpose Driven Investing for Financial Return with Flourish Ventures

It’s great to be back after taking nearly a year off from regular content to build and launch BELLA. The break wasn’t really planned, but betwe...

Lessons Learned from the Founding, Sale and Closure of Simple

In 2009, Shamir Karkal and Josh Reich founded Simple, the original digital bank. The concept was straightforward and clearly articulated in an emai...

The Origins of Digital Banking with Shamir Karkal

Today, we’re joined by Shamir Karkal, co-founder of Simple, the first digital bank in the US, and now co-founder of Sila. Founded in 2009, Simple...

Dissecting the Free Stock Trading Industry with Freetrade

Today, we’re joined by Viktor Nebehaj, Co-Founder of Freetrade, a free stock trading platform in the UK. Founded in 2016 and launched to the publ...

Robinhood, Chime and the Emergence of a New American Finance

Welcome to our much anticipated first episode of 2021, and what a start to the year it has been. Last week was a train wreck as Gamestop, which was...

How BELLA Is Reimagining Banking with Angelo D’Alessandro

Today, is a special episode, of great personal importance to me. I have been learning and studying and training in fintech for years, both as a fou...

Challenging the Incumbent Banking Ethos with Aspiration

Andrei Cherny is the Co-Founder and CEO of Aspiration, a socially conscious bank challenging the traditional banking industry ethos. Prior to found...

Building a Diversified, Profitable Digital Bank with Starling

Today, regular contributor Lex Sokolin and I are joined by Anne Boden, Founder and CEO of Starling Bank, one of the original wave of app-only digital ...

Self-Funding an International Digital Bank with bunq

Today, we’re sharing a never before heard conversation recorded earlier this year with Ali Niknam, founder and CEO of bunq. bunq is a fully licen...